Department of Insurance, Securities and Banking (DISB)

We service all industries.

The mission of the Department of Insurance, Securities, and Banking (DISB) is three-fold: cultivate a regulatory environment that protects consumers and attracts and retains financial services firms to the District, empower and educate residents on financial matters, and, provide financing for District small businesses.

Programs & Services

DISB’s DC BizCAP provides critical capital through three programs that provide alternatives to traditional commercial financing to facilitate private lending and investments in District small businesses:

DC BizCAP Collateral Support Program The Collateral Support Program (CSP) provides funds for deposit with a participating lender to provide the necessary collateral to provide additional loan support. The CSP’s collateral is drawn down and returned, for use by other business, to DISB over the life of the loan.

DC BizCAP – Loan Participation Program The Loan Participation Program (LPP) provides capital to small businesses by either purchasing a portion of loans made by participating lenders or lending alongside participating lenders to provide direct lending. Participating small businesses are eligible for reduced interest in conjunction with DC BizCAP program support.

DC BizCAP – Innovation Finance Program The Innovation Finance Program (IFP) provides capital for investment in District of Columbia start-ups and emerging companies that seek financing alternatives to traditional commercial financing. The IFP provides the capital either (1) through a co-investment with an Innovation Finance Company into the small business; or (2) by investing as a limited partner in an Innovation Finance Company that shall then make an investment into that small business.

Financing and Budgeting

• Access to Capital