Access to Capital
Capital serves as the lifeblood for small businesses that enable them to handle basic operations, cover daily expenses, and facilitate expansion.
Small businesses in the District have a variety of options for securing capital. Choosing the right lender depends on factors such as a business’s financial health, the purpose of the loan, and repayment terms that align with the business’s cash flow.
Community Development Financial Institutions
Community Development Financial Institutions (CDFIs) are specialized financial institutions that provide affordable financial services, such as loans and investments, to underserved communities and small businesses.
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Microfinance
Institutions
Microfinance Institutions are financial entities that provide small-scale financial services, including loans and savings accounts, to entrepreneurs and small business owners in low-income or underserved communities.
View DirectoryTraditional Banks
Traditional banks are financial institutions that offer a range of services such as business loans, checking and savings accounts, and financial advice tailored to the needs of small businesses, often requiring collateral and following established banking procedures.
View DirectoryGovernment Programs
The DC government offers various financing programs tailored for small businesses, providing access to loans, grants, and other financial assistance to support their growth and development in the District.
View DirectoryExplore the directory below for more information on local lenders and government
financing options to make an informed decision for the growth of your business.
Guide to Small Business Financing
Are you a first-time borrower or unsure about which lender is the best fit for your business? CNHED’s Guide to Small Business Financing is designed to help you make informed decisions and secure the right financing. This comprehensive guide consolidates information about lenders and loan products, offering key tips on how to research, compare, and successfully apply for these essential financial resources.