Truist Bank
Our purpose is to inspire and build better lives and communities. Truist offers financial advice tailored to the business owner and the business. We do this by investing the time to deeply understand your business and providing business insights that create value and drive smart growth.
Contact Information
General Information
Moise Xavier | VP Commercial Relationship Manager | (202) 835-9316 | moise.xavier@truist.com
Advisory Services Offered
Products & Services
Products & Interest Rates
- Secured term loans:
Prime- 1% Prime+ 2.5% - Unsecured term loans:
Prime+ 3.15 % – Prime+ 8.05 % - Secured lines of credit:
Prime+ 1% to Prime+ 4.15% - Unsecured lines of credit:
Prime+.5% – Prime+ 12.08% - Business credit cards:
Prime+ 8.99% – Prime+ 17.99%
Loans Offered
- Small business loans:
- $50,001 – $150k
- $150,001 – $250k
- greater than $250,001
SBA & Other Products
- 7(a) loans
- 504 loans
- SBA’s Community Advantage Program
Eligibility & Requirements
General Requirements †
- Personal Credit Score:
680+ - Business Credit Score:
N/A - Personal Guarantee:
Yes - Number of Months Financial Statements:
12 – 24 months - Years in Operation:
2 years - Annual Revenue:
Depends on the loan amount requested - Collateral:
Collateral requirements were needed to support the loan request
Ineligible Loan Uses ‡
- Adult entertainment
- Cannabis
- Money exchange
† Note: These are generally required
‡ Items, industries, and/or purposes that are not eligible for financing
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