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Rochdale Capital

Rochdale Capital is a community development loan fund whose mission is the promotion of cooperative and community ownership; advancing equity, diversity, and inclusion; and providing capital access in Black, Latino, Asian American Pacific Islander and Indigenous under resourced communities.

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Contact Information
No branches in DC
(703) 953-9584 http://rochdalecapital.org
Community development financial institutions (CDFIs) are lenders with a mission to provide fair, responsible financing to underserved communities, including low-income neighborhoods and small businesses, that mainstream finance doesn’t traditionally reach.
Locations Served
Virginia
Languages
English
Other
Lender Interests
$25k-50k small business
Decision Making Process
No
Reasons for reject
Mission isn't a fit with our lending institution
General Information

Vichet Inhar (Chet) | Loan Officer | (703) 953-9584 | vinhar@rochdalecapital.org

Resources for Businesses Available

Products & Services

Products & Interest Rates

  • Secured term loans:
    Prime Plus
  • Unsecured term loans:
    Prime Plus
  • Secured lines of credit:
    Prime Plus 
  • Unsecured lines of credit:
    Prime Plus

Loans Offered

  • Small business microloans:
    • $5,001 – $50k
  • Small business loans:
    • $50,001 – $150k
    • $150,001 – $250k
    • greater than $250,001
Eligibility & Requirements

General Requirements †

  • Personal Credit Score:
    Minimum 580
  • Business Credit Score:
    N/A
  • Personal Guarantee:
    Yes
  • Collateral:
    Depending on loan
  • Number of Months Financial Statements:
    Year to Date
  • Years in Operation:
    1.5 years
  • Annual Revenue:
    N/A

Ineligible Loan Uses ‡

  • Mission isn’t a fit with our lending institution 
  • We are flexible but it must be aligned with our mission

† Note: These are generally required
‡ Items, industries, and/or purposes that are not eligible for financing