PNC Bank
PNC is the 5th largest bank in the country but operates like a main street bank. Our Bankers appreciate working with business owners, from startups to seasoned businesses. We provide capital, business growth insight, internal cash flow improvement, and credit improvement guidance to help business owners consistently reach their business goal. We are advisors, not just another bank.
Contact Information
General Information
Rob Caro | Business Banker | (202) 835-4972 | rob.caro@pnc.com
Advisory Services Offered
Products & Services
Products & Interest Rates
- Secured term loans
- Unsecured term loans
- Secured lines of credit
- Unsecured lines of credit
- Business credit cards
Loans Offered
- Small business microloans:
- $5,001 – $50k
- Small business loans:
- $50,001 − $150k
- $150,001 − $250k
SBA & Other Products
- 7(a) loans
- 504 loans
Eligibility & Requirements
General Requirements †
- Personal Credit Score:
680 plus - Business Credit Score:
480+ Equifax business score - Personal Guarantee:
No - Years in Operation:
1 full business tax return year - Number of Months Financial Statements:
N/A - Annual Revenue:
Depends on loan purpose ($100k−millions) - Collateral:
Varies—depends on loan request type; possible forms of collateral include real estate, accounts receivable, certain inventory, primary home - Other:
Suggest business obtain a business credit card when establishing your business to begin building business credit
Ineligible Loan Uses ‡
- Low credit scores
- Poor cash flow
- No established business credit
- Cannabis
† Note: These are generally required
‡ Items, industries, and/or purposes that are not eligible for financing
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