Citizens Bank
Citizens offers a wide variety of products and services to assist in both starting and growing your small business tailored to the business’ needs.
Contact Information
401 I St NW, Washington DC, 20005
(202) 551-9785
https://www.citizensbank.com/small-business/overview.aspx
General Information
Carlos Joya | Branch Manager | (202) 551-9785 | carlos.s.joya@citizensbank.com
Advisory Services Offered
Products & Services
Products & Interest Rates
- Secured term loans: Varies
- Unsecured term loans: Varies
- Secured lines of credit: Varies
- Unsecured lines of credit: Varies
- Business credit cards: Varies
Loans Offered
- Small business loans
- $50,001 – $150k
- $150,001 – $250k
- greater than $250,001
SBA & Other Products
- 7(a) loans
- 504 loans
- SBA Guaranteed Loans
Eligibility & Requirements
General Requirements †
- Personal Credit Score:
Varies - Business Credit Score:
Varies - Personal Guarantee:
Varies depending on product - Collateral:
Varies by product - Number of Months Financial Statements:
0-3 years depending on product - Years in Operation:
6 months - Annual Revenue:
Varies depending on product
Ineligible Loan Uses ‡
- Poor credit history
- Current delinquencies
- Pending litigation
† Note: These are generally required
‡ Items, industries, and/or purposes that are not eligible for financing
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